Privacy Policy for Gold Loan Interest Calculator
Last updated: August 7, 2026
Ajit Lonkar/ Technedia We operates the Gold Loan Interest Calculator mobile application (the "Service").
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data
1. Information Collection and Use
Gold Loan Interest Calculator is engineered as an offline-first, database-free financial utility tool
No Account Registration: We do not require you to create an account, register, or provide any Personally Identifiable Information (PII)—such as your full name, phone number, email address, physical address, or bank account details—to use the app
. Local Processing: All input values—including gold weight (grams/carat), loan principal amounts, interest rates, tenure calculations, and foreclosure/settlement figures—are processed purely at runtime on your local device
. Zero Cloud Storage: We do not transmit, back up, host, or store your financial interest calculations on any external cloud servers or online databases owned by us
. Your financial calculations remain completely private on your hardware .
2. Third-Party Services & Ad Networks
While we do not collect personal data directly, the application integrates third-party software development kits (SDKs) to serve advertisements that support ongoing development
Third-Party Providers Used:
Google Play Services
Google AdMob (for Banner and Interstitial ad display)
Information Collected by Google AdMob:
Google AdMob may collect device-specific data to deliver relevant ads, perform ad analytics, and prevent fraud, including
Advertising Identifiers (e.g., Android Advertising ID)
IP address and general coarse location (city/country level)
Device hardware specs, model, and OS version
Ad interaction metrics and app performance diagnostics
For more information on how Google manages and protects ad-related data, please visit the
3. Device Permissions
To run effectively on your smartphone, the app may request the following basic Android system permissions:
Internet Access (
INTERNET): Required exclusively by Google AdMob to fetch and render banner and interstitial advertisements. Network State (
ACCESS_NETWORK_STATE): Used to verify whether an active mobile or Wi-Fi connection is available to load ad content smoothly. Local Storage / Key-Value Access: Used strictly to save application state preferences (such as language selection or default calculation parameters) locally within your device's internal sandbox storage
.
4. WhatsApp & External Sharing
Our application provides a feature allowing users to share calculated loan settlement breakdowns via WhatsApp or other messaging platforms
When you tap the share action, the app constructs a pre-formatted plain-text string on your device and passes it directly to your selected native messaging application via Android Share Intent
. We do not read, transmit, track, or store your shared texts, contact lists, or recipient information
.
5. Data Security & Local Cleanup
Your privacy and calculation security are protected because no data ever leaves your device
All calculations exist entirely within your local device environment
. Clearing the app’s cache/data via Android Settings > Apps > Gold Loan Interest Calculator or uninstalling the app will instantly and permanently erase all saved local preferences from your device
.
6. Children's Privacy
Our Service is a financial calculation utility tool and does not target or address anyone under the age of 13
7. Changes to This Privacy Policy
We may update our Privacy Policy periodically
8. Contact Us
If you have any questions or suggestions regarding this Privacy Policy, please contact us
By Email: mr.ajitlonkar@gmail.com
Developer Name / Studio: Ajit Lonkar/ Technedia
Comments
Post a Comment